Many homeowners are discovering that spray foam insulation removal can cause major issues when applying for equity release. While it was once seen as a cost-effective way to insulate lofts, lenders now view it as a risk — leading to mortgage refusals and reduced property value. If you have spray foam insulation and are struggling to access equity release, removal may be the only solution.

Why Does Spray Foam Insulation Affect Equity Release?

Most lenders refuse equity release on properties with spray foam insulation due to:

✅ Structural Concerns — Spray foam can trap moisture, leading to hidden damp and rot.

✅ Lack of Ventilation — Poor airflow can cause timber decay in lofts.

✅ Mortgage & Lending Issues — Many banks decline loans or equity release applications for properties with spray foam.

How to Remove Spray Foam Insulation

The good news is that spray foam can be removed, restoring your eligibility for equity release. Here’s how:

1. Professional Survey & Assessment

Before removal, a specialist will inspect your loft to determine the best approach.

2. Safe Removal Process

A trained team carefully extracts the foam, ensuring no damage to the roof structure.

3. Roof & Timber Inspection

Once removed, the timber is checked for damp, rot, or any structural issues.

4. Alternative Insulation Options

To maintain energy efficiency, consider approved alternatives like mineral wool or rigid board insulation.

Need Help with Spray Foam Removal for Equity Release?

At Equity Release Problems, we specialize in spray foam removal services, helping homeowners regain access to lending and equity release options. Our experts ensure a safe and effective process, giving you peace of mind.

📞 Contact us today to discuss your spray foam removal needs! Visit EquityReleaseProblems.co.uk or call — 0800 0487051 for expert advice.