To apply for a virtual card, you don't need to come to a bank office or wait for a courier - you can get it in just a couple of minutes by making a few clicks on your smartphone. We're telling you how safe this card is and why we recommend using it to pay for purchases online.
A virtual card is a set of numbers. It has no physical carrier, which means it won't fall out of your wallet, and no one will take it out of your pocket. Such a card can be automatically issued through an ATM or online bank.
If it is issued online, the data is displayed on the screen.
You can manage your card through online banking with the following security measures:
Limiting the amount you can withdraw ,
You can set the maximum amount of one-time debit,
Regular card reissuance (once a month, once a week or even daily - as needed),
Maintenance of the minimum balance,
Card issue for a specific purchase with subsequent blocking.
Depending on the bank the set of adjustable parameters may differ from the described: each issuer has its own set.
Use a virtual card such as https://askwallet.io/qiwi we recommend that you pay online by transferring some money from your main account to your virtual card. Since you do not leave the data of your main bank card anywhere, the possibility that fraudsters may get hold of it during such a purchase is eliminated.
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